/* ==========================================================================
   DESIGN SYSTEM & CUSTOM PROPERTIES
   ========================================================================== */
:root {
  --color-bg: #F8FAFC;
  --color-surface: #FFFFFF;
  --color-primary: #0F172A;
  --color-secondary: #FFFFFF;
  --color-accent: #2563EB;
  --color-accent-light: rgba(37, 99, 235, 0.08);
  --color-accent-hover: #1D4ED8;
  --color-text: #1E293B;
  --color-muted: #64748B;
  --color-border: #E2E8F0;
  --shadow-soft: 0 4px 20px rgba(15, 23, 42, 0.05);
  --shadow-medium: 0 10px 30px rgba(15, 23, 42, 0.1);
  --shadow-large: 0 20px 50px rgba(15, 23, 42, 0.15);
  --radius: 16px;
  --radius-sm: 8px;
  --radius-full: 9999px;
  --container: 1200px;
  --space-section: clamp(40px, 5vw, 50px);
  --font-display: 'Plus Jakarta Sans', sans-serif;
  --font-body: 'DM Sans', sans-serif;
}

/* Scroll margin anchor requirement */
section[id] {
  scroll-margin-top: 0;
}

/* Base resets */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  background-color: var(--color-bg);
  color: var(--color-text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
  transition: all 0.25s ease;
}

/* Layout Utilities */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

.section {
  padding: var(--space-section) 0;
}

.grid { display: grid; gap: 32px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.text-center { text-align: center; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); border: 0; }
.accent-text { color: var(--color-accent); }
.muted-text { color: var(--color-muted); }
.font-display { font-family: var(--font-display); }

/* Typography */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  color: var(--color-primary);
  line-height: 1.25;
  font-weight: 700;
}

h1 { font-size: clamp(2.2rem, 4vw, 3.5rem); font-weight: 800; letter-spacing: -0.02em; }
h2 { font-size: clamp(1.8rem, 3vw, 2.5rem); letter-spacing: -0.01em; }
h3 { font-size: clamp(1.25rem, 2vw, 1.5rem); }
h4 { font-size: 1.1rem; }

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 28px;
  font-family: var(--font-display);
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: var(--radius-sm);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all 0.3s ease;
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--color-accent);
  color: #ffffff;
}

.btn-primary:hover {
  background-color: var(--color-accent-hover);
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(37, 99, 235, 0.3);
}

.btn-secondary {
  background-color: transparent;
  color: var(--color-primary);
  border-color: var(--color-border);
}

.btn-secondary:hover {
  background-color: var(--color-surface);
  border-color: var(--color-accent);
  color: var(--color-accent);
  transform: translateY(-2px);
}

.btn-dark {
  background-color: var(--color-primary);
  color: #ffffff;
}

.btn-dark:hover {
  background-color: #1e293b;
  transform: translateY(-2px);
}

.btn-white {
  background-color: #ffffff;
  color: var(--color-primary);
}

.btn-white:hover {
  background-color: var(--color-bg);
  transform: translateY(-2px);
}

.btn-lg { padding: 16px 36px; font-size: 1.05rem; }
.btn-sm { padding: 8px 18px; font-size: 0.85rem; }
.btn-full { width: 100%; }

/* ==========================================================================
   NAVIGATION
   ========================================================================== */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background-color: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-border);
  transition: all 0.3s ease;
}

.nav-scrolled {
  box-shadow: var(--shadow-soft);
  background-color: rgba(255, 255, 255, 0.98);
}

.nav-hidden {
  transform: translateY(-100%);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--color-primary);
  letter-spacing: -0.02em;
  white-space: nowrap;
  flex-shrink: 0;
}

.nav-logo > span {
  white-space: nowrap;
}

.nav-logo-icon-svg {
  width: 38px;
  height: 38px;
  background: var(--color-accent-light);
  color: var(--color-accent);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.nav-logo-accent {
  color: var(--color-accent);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: clamp(12px, 1.8vw, 24px);
  flex-grow: 1;
  justify-content: center;
}

.nav-link {
  position: relative;
  font-family: var(--font-display);
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--color-text);
  padding: 8px 0;
  white-space: nowrap;
}

.nav-link:hover {
  color: var(--color-accent);
}

.nav-active {
  color: var(--color-accent);
  font-weight: 600;
}

.nav-active::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 6px;
  height: 6px;
  background-color: var(--color-accent);
  border-radius: 50%;
}

.nav-right {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-shrink: 0;
}

.nav-phone {
  display: flex;
  align-items: center;
  gap: 6px;
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-primary);
  white-space: nowrap;
  flex-shrink: 0;
}

.nav-phone:hover {
  color: var(--color-accent);
}

.nav-cta {
  display: inline-flex;
  align-items: center;
  padding: 9px 18px;
  background-color: var(--color-accent);
  color: #ffffff;
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 600;
  border-radius: var(--radius-sm);
  transition: all 0.3s ease;
  white-space: nowrap;
  flex-shrink: 0;
}

.nav-cta:hover {
  background-color: var(--color-accent-hover);
  box-shadow: 0 4px 15px rgba(37, 99, 235, 0.3);
}

.nav-hamburger {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  flex-direction: column;
  gap: 5px;
}

.nav-hamburger span {
  width: 24px;
  height: 2px;
  background-color: var(--color-primary);
  transition: all 0.3s ease;
}

.nav-hamburger.active span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.nav-hamburger.active span:nth-child(2) {
  opacity: 0;
}
.nav-hamburger.active span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* Mobile Menu */
.nav-mobile {
  position: fixed;
  top: 80px;
  left: 0;
  right: 0;
  bottom: 0;
  background-color: #ffffff;
  z-index: 999;
  display: flex;
  flex-direction: column;
  padding: 32px 24px;
  gap: 20px;
  transform: translateX(100%);
  transition: transform 0.3s ease-in-out;
  overflow-y: auto;
}

.nav-mobile.active {
  transform: translateX(0);
}

.nav-mobile-link {
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--color-primary);
  padding: 12px 0;
  border-bottom: 1px solid var(--color-border);
}

.nav-mobile-cta {
  display: block;
  text-align: center;
  padding: 14px;
  background-color: var(--color-accent);
  color: #ffffff;
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 600;
  border-radius: var(--radius-sm);
  margin-top: 20px;
}

/* ==========================================================================
   HERO SECTION
   ========================================================================== */
.hero {
  min-height: 100vh;
  padding-top: clamp(100px, 12vh, 120px);
  padding-bottom: clamp(40px, 6vh, 80px);
  background: linear-gradient(135deg, #F8FAFC 0%, #EFF6FF 100%);
  display: flex;
  align-items: center;
  position: relative;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background-color: var(--color-accent-light);
  color: var(--color-accent);
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 700;
  border-radius: var(--radius-full);
  margin-bottom: 20px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.hero-title {
  margin-bottom: 20px;
}

.hero-subtitle {
  font-size: 1.15rem;
  color: var(--color-muted);
  margin-bottom: 32px;
  max-width: 540px;
}

.hero-ctas {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 40px;
  flex-wrap: wrap;
}

.hero-stars {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 20px;
  background-color: #ffffff;
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-soft);
  border: 1px solid var(--color-border);
  width: fit-content;
}

.hero-stars-icon {
  color: #F59E0B;
  display: flex;
  gap: 2px;
}

.hero-stars-text {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-primary);
}

/* Hero Visual & Float Cards */
.hero-visual {
  position: relative;
}

.hero-image-wrapper {
  overflow: hidden;
  border-radius: var(--radius);
  box-shadow: var(--shadow-large);
  border: 4px solid #ffffff;
  aspect-ratio: 4 / 5;
  max-height: 560px;
}

.hero-image-wrapper img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
}

/* Floating Cards outside image wrapper */
.hero-float-card {
  position: absolute;
  background: #ffffff;
  padding: 14px 18px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-medium);
  border: 1px solid var(--color-border);
  display: flex;
  align-items: center;
  gap: 14px;
  z-index: 10;
}

.hero-float-card--badge {
  top: -20px;
  left: -25px;
}

.hero-float-card--bottom {
  bottom: -20px;
  right: -20px;
}

.hero-float-icon {
  width: 44px;
  height: 44px;
  background-color: var(--color-accent);
  color: #ffffff;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.hero-float-text {
  font-family: var(--font-display);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.2;
}

.hero-float-subtext {
  font-size: 0.8rem;
  color: var(--color-muted);
}

/* ==========================================================================
   STATS BAR
   ========================================================================== */
.stats-bar {
  background-color: var(--color-primary);
  color: #ffffff;
  padding: 40px 0;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}

.stats-item {
  padding: 0 16px;
  border-right: 1px solid rgba(255, 255, 255, 0.1);
}

.stats-item:last-child {
  border-right: none;
}

.stats-number {
  font-family: var(--font-display);
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  color: #ffffff;
  line-height: 1.1;
  margin-bottom: 6px;
}

.stats-label {
  font-size: 0.9rem;
  color: #94A3B8;
  font-weight: 500;
}

/* ==========================================================================
   SECTION HEADERS
   ========================================================================== */
.section-header {
  margin-bottom: 36px;
}

.section-label {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--color-accent);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 8px;
}

.section-header p {
  color: var(--color-muted);
  font-size: 1.1rem;
  margin-top: 10px;
  max-width: 650px;
}

.section-header.text-center p {
  margin-left: auto;
  margin-right: auto;
}

/* ==========================================================================
   SERVICES / LEISTUNGEN
   ========================================================================== */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.service-card {
  background-color: var(--color-surface);
  border-radius: var(--radius);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-soft);
  overflow: hidden;
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
}

.service-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-medium);
  border-color: var(--color-accent-light);
}

.service-card-image {
  height: 200px;
  width: 100%;
  object-fit: cover;
}

.service-card-inner {
  padding: 30px;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.service-icon {
  width: 52px;
  height: 52px;
  background-color: var(--color-accent-light);
  color: var(--color-accent);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.service-card h3 {
  margin-bottom: 12px;
}

.service-card p {
  color: var(--color-muted);
  font-size: 0.95rem;
  margin-bottom: 24px;
  flex-grow: 1;
}

.service-card-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-display);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--color-accent);
}

.service-card-link:hover {
  gap: 12px;
}

/* ==========================================================================
   TRUST / USP SECTION
   ========================================================================== */
.trust {
  background-color: #ffffff;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.trust-card {
  padding: 36px;
  background-color: var(--color-bg);
  border-radius: var(--radius);
  border: 1px solid var(--color-border);
  transition: all 0.3s ease;
}

.trust-card:hover {
  background-color: #ffffff;
  box-shadow: var(--shadow-medium);
  border-color: var(--color-accent);
}

.trust-icon {
  width: 56px;
  height: 56px;
  background-color: var(--color-accent);
  color: #ffffff;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
}

.trust-card h3 {
  margin-bottom: 12px;
}

.trust-card p {
  color: var(--color-muted);
  font-size: 0.95rem;
}

/* ==========================================================================
   ABOUT / ÜBER MICH SECTION
   ========================================================================== */
.about-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 48px;
  align-items: center;
}

.about-image-wrapper {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-medium);
}

.about-image-badge {
  position: absolute;
  bottom: 24px;
  left: 24px;
  background: var(--color-primary);
  color: #ffffff;
  padding: 16px 24px;
  border-radius: var(--radius-sm);
  font-family: var(--font-display);
}

.about-image-badge strong {
  display: block;
  font-size: 1.5rem;
  color: var(--color-accent);
}

.about-features {
  list-style: none;
  margin: 24px 0 32px 0;
  display: grid;
  gap: 16px;
}

.about-feature {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 1rem;
  color: var(--color-text);
}

.about-feature-icon {
  width: 24px;
  height: 24px;
  background-color: var(--color-accent-light);
  color: var(--color-accent);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

/* ==========================================================================
   WHOFINANCE REVIEWS BANNER / CARDS
   ========================================================================== */
.whofinance-section {
  background: linear-gradient(135deg, #1E293B 0%, #0F172A 100%);
  color: #ffffff;
  padding: var(--space-section) 0;
}

.whofinance-header h2 {
  color: #ffffff;
}

.whofinance-badge-top {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(255, 255, 255, 0.1);
  padding: 8px 18px;
  border-radius: var(--radius-full);
  margin-bottom: 20px;
  font-size: 0.9rem;
  font-weight: 600;
}

.whofinance-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 32px;
}

.review-card {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius);
  padding: 28px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.review-stars {
  color: #F59E0B;
  display: flex;
  gap: 4px;
  margin-bottom: 16px;
}

.review-text {
  font-style: italic;
  color: #CBD5E1;
  font-size: 0.95rem;
  margin-bottom: 20px;
}

.review-author {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 0.9rem;
  color: #ffffff;
}

.review-meta {
  font-size: 0.8rem;
  color: #94A3B8;
}

/* ==========================================================================
   FAQ SECTION (PFLICHT: ALLE ANTWORTEN IMMER SICHTBAR!)
   ========================================================================== */
.faq-list {
  display: grid;
  gap: 20px;
  max-width: 900px;
  margin: 0 auto;
}

.faq-item {
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow-soft);
}

.faq-question {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 12px;
}

.faq-question::before {
  content: '?';
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  background-color: var(--color-accent-light);
  color: var(--color-accent);
  border-radius: 50%;
  font-size: 0.85rem;
  font-weight: 800;
  flex-shrink: 0;
}

.faq-answer-always {
  color: var(--color-muted);
  font-size: 0.98rem;
  line-height: 1.6;
  padding-left: 40px;
}

/* ==========================================================================
   CONTACT SECTION & FORM
   ========================================================================== */
.contact-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 48px;
  align-items: start;
}

.contact-info {
  background-color: var(--color-surface);
  padding: 36px;
  border-radius: var(--radius);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-soft);
}

.contact-details {
  display: grid;
  gap: 24px;
  margin-top: 24px;
}

.contact-detail {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.contact-detail-icon {
  width: 44px;
  height: 44px;
  background-color: var(--color-accent-light);
  color: var(--color-accent);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-detail-label {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-muted);
  font-weight: 700;
}

.contact-detail-value {
  font-family: var(--font-display);
  font-weight: 600;
  color: var(--color-primary);
  font-size: 1rem;
}

.contact-form-wrapper {
  background-color: var(--color-surface);
  padding: 40px;
  border-radius: var(--radius);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-medium);
}

.contact-form {
  display: grid;
  gap: 20px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group label {
  font-family: var(--font-display);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-primary);
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  background-color: var(--color-bg);
  transition: all 0.25s ease;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--color-accent);
  background-color: #ffffff;
  box-shadow: 0 0 0 4px var(--color-accent-light);
}

.form-checkbox {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.85rem;
  color: var(--color-muted);
  margin: 8px 0;
}

.form-checkbox input {
  margin-top: 3px;
}

.form-success {
  display: none;
  text-align: center;
  padding: 40px 20px;
}

.form-success.active {
  display: block;
}

.form-success-icon {
  width: 60px;
  height: 60px;
  background-color: #10B981;
  color: #ffffff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  margin: 0 auto 20px auto;
}

/* ==========================================================================
   CTA BANNER
   ========================================================================== */
.cta-banner {
  background: linear-gradient(135deg, var(--color-accent) 0%, #1D4ED8 100%);
  color: #ffffff;
  padding: 60px 0;
  border-radius: var(--radius);
  text-align: center;
}

.cta-banner h2 {
  color: #ffffff;
  margin-bottom: 16px;
}

.cta-banner p {
  color: #DBEAFE;
  font-size: 1.1rem;
  margin-bottom: 32px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.cta-buttons {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* ==========================================================================
   FOOTER
   ========================================================================== */
.footer {
  background-color: var(--color-primary);
  color: #94A3B8;
  padding-top: 60px;
  padding-bottom: 30px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: 40px;
  margin-bottom: 40px;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 16px;
}

.footer-logo-accent {
  color: var(--color-accent);
}

.footer-heading {
  color: #ffffff;
  font-size: 1rem;
  margin-bottom: 20px;

}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-link {
  color: #94A3B8;
  font-size: 0.9rem;
}

.footer-link:hover {
  color: #ffffff;
}

.footer-contact-item {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 12px;
  font-size: 0.9rem;
}

.footer-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 20px;
  background-color: var(--color-accent);
  color: #ffffff;
  border-radius: var(--radius-sm);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.9rem;
  margin-top: 12px;
}

.footer-cta:hover {
  background-color: var(--color-accent-hover);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 30px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.85rem;
}

.footer-legal {
  display: flex;
  gap: 20px;
}

.footer-legal a:hover {
  color: #ffffff;
}

/* ==========================================================================
   PAGE HERO & LEGAL PAGES
   ========================================================================== */
.page-hero {
  padding-top: clamp(100px, 12vh, 120px);
  padding-bottom: clamp(30px, 4vh, 40px);
  background: linear-gradient(135deg, #F8FAFC 0%, #EFF6FF 100%);
  border-bottom: 1px solid var(--color-border);
}

.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.85rem;
  color: var(--color-muted);
  margin-bottom: 16px;
}

.breadcrumb a {
  color: var(--color-accent);
}

.breadcrumb-sep {
  color: var(--color-border);
}

.breadcrumb-current {
  color: var(--color-primary);
  font-weight: 600;
}

.legal-page {
  padding: var(--space-section) 0;
}

.legal-content {
  max-width: 800px;
  background: #ffffff;
  padding: 40px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
  border: 1px solid var(--color-border);
}

.legal-content h2 {
  font-size: 1.4rem;
  margin-top: 28px;
  margin-bottom: 12px;
}

.legal-content p, .legal-content ul {
  margin-bottom: 16px;
  color: var(--color-text);
  font-size: 0.95rem;
}

.legal-placeholder {
  color: #DC2626;
  font-weight: 700;
  background-color: #FEF2F2;
  padding: 2px 6px;
  border-radius: 4px;
}

/* ==========================================================================
   SCROLL REVEAL ANIMATIONS
   ========================================================================== */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.8s ease, transform 0.8s ease;
}

.reveal.active {
  opacity: 1;
  transform: translateY(0);
}

.reveal-left {
  opacity: 0;
  transform: translateX(-40px);
  transition: opacity 0.8s ease, transform 0.8s ease;
}

.reveal-left.active {
  opacity: 1;
  transform: translateX(0);
}

.reveal-right {
  opacity: 0;
  transform: translateX(40px);
  transition: opacity 0.8s ease, transform 0.8s ease;
}

.reveal-right.active {
  opacity: 1;
  transform: translateX(0);
}

.reveal-scale {
  opacity: 0;
  transform: scale(0.92);
  transition: opacity 0.8s ease, transform 0.8s ease;
}

.reveal-scale.active {
  opacity: 1;
  transform: scale(1);
}

.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }

/* ==========================================================================
   RESPONSIVE MEDIA QUERIES (COMPREHENSIVE MOBILE AUDIT)
   ========================================================================== */
@media (max-width: 1024px) {
  .nav-links, .nav-right { display: none; }
  .nav-hamburger { display: flex; }
  .hero { padding-top: 100px; }
  .hero-grid, .about-grid, .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .services-grid, .trust-grid, .whofinance-grid { grid-template-columns: repeat(2, 1fr); gap: 20px; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); gap: 32px; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; }
  .stats-item { border-right: none; }
  .hero-float-card--badge { top: -15px; left: 10px; bottom: auto; right: auto; }
  .hero-float-card--bottom { bottom: -15px; right: 10px; top: auto; left: auto; }
}

@media (max-width: 768px) {
  :root {
    --space-section: 40px;
  }
  .container {
    padding: 0 16px;
  }
  .hero {
    padding-top: 95px;
    padding-bottom: 40px;
    min-height: auto;
  }
  .hero-title {
    font-size: clamp(1.85rem, 7vw, 2.5rem);
  }
  .hero-subtitle {
    font-size: 1rem;
    margin-bottom: 24px;
  }
  .hero-ctas {
    flex-direction: column;
    align-items: stretch;
    gap: 12px;
    margin-bottom: 24px;
  }
  .hero-ctas .btn {
    width: 100%;
    padding: 14px 20px;
  }
  .hero-stars {
    width: 100%;
    justify-content: center;
    text-align: center;
    box-sizing: border-box;
    padding: 10px 14px;
  }
  .hero-visual {
    margin-top: 10px;
    width: 100%;
    max-width: 440px;
    margin-left: auto;
    margin-right: auto;
  }
  .hero-image-wrapper {
    aspect-ratio: 4 / 5;
    max-height: 480px;
    width: 100%;
  }
  .hero-float-card {
    padding: 8px 12px;
    gap: 8px;
    box-shadow: 0 4px 16px rgba(15, 23, 42, 0.14);
    border-radius: var(--radius-sm);
    max-width: fit-content;
  }
  .hero-float-icon {
    width: 32px;
    height: 32px;
  }
  .hero-float-icon svg {
    width: 16px;
    height: 16px;
  }
  .hero-float-text {
    font-size: 0.82rem;
    font-weight: 700;
  }
  .hero-float-subtext {
    font-size: 0.72rem;
  }
  .hero-float-card--badge {
    top: 10px;
    left: 10px;
    bottom: auto;
    right: auto;
  }
  .hero-float-card--bottom {
    top: auto;
    bottom: 10px;
    right: 10px;
    left: auto;
  }
  .services-grid, .trust-grid, .whofinance-grid, .footer-grid, .form-row {
    grid-template-columns: 1fr;
  }
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }
  .stats-item {
    padding: 12px 8px;
  }
  .stats-number {
    font-size: 1.8rem;
  }
  .stats-label {
    font-size: 0.8rem;
  }
  .contact-info, .contact-form-wrapper, .legal-content {
    padding: 20px 16px;
  }
  .form-upload-box {
    padding: 16px 12px;
  }
  .form-upload-categories {
    grid-template-columns: 1fr;
    gap: 8px;
  }
  .upload-pill {
    padding: 10px 12px;
    font-size: 0.85rem;
    width: 100%;
    box-sizing: border-box;
  }
  .footer-bottom {
    flex-direction: column;
    gap: 16px;
    text-align: center;
  }
  .cta-banner {
    padding: 36px 20px;
  }
  .cta-buttons {
    flex-direction: column;
    width: 100%;
  }
  .cta-buttons .btn {
    width: 100%;
  }
}

@media (max-width: 480px) {
  .nav-inner {
    height: 70px;
    padding: 0 16px;
  }
  .nav-logo {
    font-size: 1rem;
    gap: 8px;
  }
  .nav-logo-icon-svg {
    width: 32px;
    height: 32px;
  }
  .nav-logo-icon-svg svg {
    width: 18px;
    height: 18px;
  }
  .stats-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }
  .hero-float-subtext {
    display: none;
  }
  .hero-float-card {
    padding: 6px 10px;
  }
  .whatsapp-float {
    bottom: 16px;
    right: 16px;
    width: 48px;
    height: 48px;
    padding: 0;
    justify-content: center;
  }
  .whatsapp-float-text {
    display: none;
  }
}

/* ==========================================================================
   DOCUMENT UPLOAD SECTION IN FORM
   ========================================================================== */
.form-upload-box {
  background-color: var(--color-bg);
  border: 2px dashed var(--color-border);
  border-radius: var(--radius);
  padding: 20px;
  transition: all 0.25s ease;
  position: relative;
}

.form-upload-box.dragover {
  border-color: var(--color-accent);
  background-color: var(--color-accent-light);
}

.form-upload-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 10px;
}

.form-upload-icon {
  width: 36px;
  height: 36px;
  background-color: var(--color-accent-light);
  color: var(--color-accent);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.form-upload-title {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--color-primary);
}

.form-upload-desc {
  font-size: 0.82rem;
  color: var(--color-muted);
}

.form-upload-categories {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(170px, 1fr));
  gap: 8px;
  margin: 14px 0;
}

.upload-pill {
  display: flex;
  align-items: center;
  gap: 10px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--color-text);
  cursor: pointer;
  user-select: none;
  transition: all 0.2s ease;
}

.upload-pill input[type="checkbox"] {
  width: 16px;
  height: 16px;
  accent-color: var(--color-accent);
  cursor: pointer;
}

.upload-pill:has(input:checked) {
  background-color: var(--color-accent-light);
  border-color: var(--color-accent);
  color: var(--color-accent);
  font-weight: 600;
}

.form-file-input-wrapper {
  position: relative;
  margin-top: 10px;
}

.form-file-input {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  opacity: 0;
  cursor: pointer;
  z-index: 2;
}

.form-file-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  padding: 12px;
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  font-family: var(--font-display);
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--color-primary);
  cursor: pointer;
  transition: all 0.2s ease;
}

.form-upload-box:hover .form-file-btn {
  border-color: var(--color-accent);
  color: var(--color-accent);
}

.file-list-preview {
  margin-top: 12px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.file-preview-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 8px 12px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  font-size: 0.85rem;
}

.file-preview-name {
  font-weight: 500;
  color: var(--color-primary);
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
  max-width: 80%;
  display: flex;
  align-items: center;
  gap: 6px;
}

.file-preview-remove {
  background: none;
  border: none;
  color: #EF4444;
  cursor: pointer;
  font-weight: bold;
  padding: 2px 6px;
  border-radius: 4px;
}

.file-preview-remove:hover {
  background: rgba(239, 68, 68, 0.1);
}